[{"data":1,"prerenderedAt":28},["ShallowReactive",2],{"category:retirement":3},{"articles":4,"terms":19},[5,13],{"title":6,"description":7,"path":8,"kind":9,"readingTime":10,"author":11,"updatedAt":12},"Roth vs. Traditional IRA: Which Fits You?","Pay tax now or later? How the two IRA types differ, and the question that usually decides it.","\u002Farticles\u002Froth-vs-traditional-ira","guide",1,"Lynktor Editorial Team","2026-10-01",{"title":14,"description":15,"path":16,"kind":17,"readingTime":10,"author":11,"updatedAt":18},"How Much Do You Need to Retire?","The 4% rule, the 25x shortcut, and the assumptions behind them, with a worked example.","\u002Farticles\u002Fhow-much-do-you-need-to-retire","article","2026-08-28",[20,24],{"title":21,"description":22,"path":23},"401(k) Plan","An employer-sponsored U.S. retirement plan funded through payroll contributions.","\u002Fterms\u002F401k",{"title":25,"description":26,"path":27},"Individual Retirement Account (IRA)","A tax-advantaged U.S. account for retirement savings.","\u002Fterms\u002Fira",1793226378858]